Pacific Premier Trust Company

Pacific Premier Trust Company is a well capitalized alternative asset custodian with 40,345 unique assets in custody. It offers a wide range of services to its clients.

They specialize in alternative asset classes, from holding private equity to promissory notes and more. This is a great option for investors who are looking to diversify their retirement portfolios.

Self-Directed IRAs

Pacific Premier Trust offers a number of IRA services that can be beneficial to many investors. Its IRA custodial services include account applications and activation, financial transaction processing, record keeping and reporting for the IRS.

Self-Directed IRAs allow you to invest in a wider variety of alternative assets than traditional IRAs. These can include artwork, cryptocurrencies, fine wine and real estate, to name just a few possibilities.

A self-directed IRA is the best choice for those who want to diversify their portfolios and invest in more unconventional assets. This can include precious metals like gold and silver, as well as real estate, mortgage notes and promissory notes.

This division of Pacific Premier Bank has over 30 years of experience as a self-directed asset custodian and has $15 billion in assets under custody. It offers checkbook control and partners with alternative investment platforms to make it easy to invest in anything from renewable energy companies to loan marketplaces.

Custodial IRAs

IRA custodial accounts are a great way to save money for the future. They offer a number of benefits, including the ability to save for education, retirement, and other major expenses. They are also an ideal investment tool for children.

Pacific Premier Trust offers a range of custodial IRAs for individuals and businesses, including Roth, traditional, inherited, and self-directed IRAs. This company also provides a wide variety of custodial services for retirement clients, such as account activation, record keeping, financial transaction processing, and IRS reporting.

The company has over $15 billion in assets under custody and manages a number of client accounts that include self-directed investors, financial institutions, capital syndicators, and financial advisors. They have a team of experienced alternative asset custodians, as well as an execution and deal review team.

Business IRAs

Pacific premier trust offers business IRAs to clients who want to save money for retirement. These accounts are available to all kinds of business owners, including sole proprietors and small companies with fewer than 100 employees.

These IRAs allow business owners to contribute to their own account and those of their employees, which can be a great way to help employees save for retirement. However, these plans also have some limitations and may not be right for everyone.

To set up a SEP IRA, you must complete a plan document that includes the name of the employer, the requirements for employee participation and an allocation formula. You can find a sample SEP plan form from the IRS, or you can have one tailored to your needs.

Inherited IRAs

Pacific premier trust is a financial organization tied to a bank that helps clients open and maintain retirement accounts. It offers Roth, custodial, inherited and traditional IRAs.

It also maintains small business retirement accounts, including SIMPLE and SEP IRAs. These accounts offer employers a chance to earn tax deductions for contributions made on behalf of their employees.

A common application of IRA funds in self-directed real estate accounts is to purchase notes secured by mortgages or trust deeds, which can be used for property investments, such as long-term appreciation and rental income. This can be a good way to diversify your portfolio and avoid having all your assets invested in one asset class.

However, if your IRA holds leveraged property, it may have to file and pay unrelated debt financed income (UDFI) taxes. As with any tax considerations, consult a professional before investing in any type of real estate.